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Health is one of the most precious possessions and the idea of health insurance is to protect this possession. Although, we have different personalities, our healthcare needs are quite similar. Yet, the cost of care varies significantly. HBI works very hard to make sure you get the best prices for the services you are looking for.
Health insurance deductibles, increasing out of pocket costs, limited coverage, pe-auth time restrictions and loss of coverage are SOME of the reasons, most people delay seeking care from a doctor, a dentist, a surgeon or a mental health specialist. Aside from the cost, the process of understanding the out of pocket, in-network/out of network and other complicated terms/conditions make it daunting, frustrating and quite honestly out of reach.
HBI believes that healthcare should be accessible with ease and cost transparency and that is why we believe the increasing healthcare cost is a problem worth solving.
Over 600 medical, surgical and dental groups, more than 1500 providers offer 1000s of uniquely designed services at greatly discounted prices on HBI platform.
HBI is growing every day. Doctors, surgeons, dentists, mental health specialists, alternative medicine specialists, imaging centers and various other healthcare providers, from all over the United States, are joining the effort to bring transparent prices for healthcare services. It is just a matter of time, when we start to see international providers join this mission while incorporating Medical Tourism and other initiatives.
Our core is “Healthcare that is Beyond Insurance”. We bring the transparency back to healthcare so patients can focus on their health and providers can practice their specialties not insurance. Surgeons, who offer greatly discounted cash prices for most surgeries and procedures, Direct Primary Care physicians who offer customized care services at a small monthly cost, Dentists who offer cash prices for their most common preventive care procedures are some of the examples of healthcare providers joining the “Beyond Insurance” mission with Health Beyond Insurance (HBI).
Patient don’t pay any fee to use HBI platform. Patients simply use HBI to connect with the best healthcare providers, in their area, who are offering greatly reduced prices for their services.
For providers, it is more time with patients and much less administrative burden.
Dedicated team of account managers, patient and provider coordinators, marketers and data analysts are here for you every day. We do what we do so you can take care of one of the most precious possession: HEALTH.
Imagine for a moment, if you will, that you are a bright-eyed medical student. You love your classes, and you just cannot wait to start helping people stay healthy - heck, maybe you will even be the one to unravel the secrets that lead to a cure to one or more types of cancer! You know you have to have health insurance - you’re going to be a doctor, after all - so being the diligent person you are you get a fantastic plan, you and your family are covered - all you have to worry about now is acing those finals and surviving internship… right?
As it turns out… no.
You got a great “intro rate” - but it ran out quickly. Your premiums climbed to $600 seemingly overnight and not to mention a $6,000 annual individual deductible and $12,000 annual family deductible.
With the costs of medical school and the fact that you can never reach that deductible in a single year, you find yourself facing choices such as “do you pay the rent or see a doctor for that ringing in your ears”. The cost of seeing a specialist, getting hearing test and then finally getting MRI would amount to thousands of dollars… all out of pocket cost… since you have not met your deductible for the year.
So, you decided to power through the ringing because you simply can’t afford to see the specialist and don’t forget You still have insurance and you still had to $600 for this month’s premium because….what if you get hit by a bus?
Sounds a little like something that could only happen in fiction where the soon-to-be doctor just has to have a tragic, desperate beginning… doesn’t it?
This is actually the story of how Health Beyond Insurance (HBI) became the passion of Her founder. He lived - and survived - that little horror story, going on to get his medical degree despite the hardships. HBI was born out of this desire to ensure that no one should ever have to face these horrific choices.
HBI has grown since then into a company of people who understand that quality healthcare is of utmost importance to your everyday life. We believe healthcare should not be left in the hands of actuaries, accountants and finance manager - your healthcare should be entirely your decision, with the help of the doctor of your choice. These are the goals every single team member of the HBI strives to achieve every day.
Health Beyond Insurance is proud to have created a free platform that is simple to use for both patients and healthcare providers.
Healthcare providers of all specialties can have their business listed with HBI and ready to be found by patients. With a little more work, they can create a comprehensive list of their services with completely transparent cash pricing for patients to find, without adding costs to their budgets.
For those in need of healthcare - of any kind - HBI is the only place that allows their clients to sign up, look for, find, compare, AND contact providers on a single platform, in the comfort of their own homes at absolutely no cost to them.
HBI also does not dismiss “the old ways”, the “new-fangled”, or any other alternative medicines. We understand that such things as acupuncture and diet advice can be just as important to your health as your primary health care doctor and modern medicine. Alternative medicine providers are welcomed and respected, given equal space on our platform without question.
HBI wants you - no matter if you are a primary care physician, direct primary care physician, surgeon, dentist, chiropractor, lab, or patient - to have full access to all that healthcare has to offer. And we have created a platform to help you on your way to success, happiness, and health.
Welcome to the new world of healthcare. A revolutionary new world where you get to take back the power.
Welcome to Health Beyond Insurance.