Health Beyond Insurance Fee Agreement

By joining Health Beyond Insurance, you are receiving:

  • Advertisement for your business that drives new patients in your door,
  • Marketing through our large patient database,
  • Convenient way to share your services and pricing,
  • Customer service to your new clients to help with arranging the visits and scheduling the appointments

 

HBI management fee listed in the table below. This fee includes credit card processing fees, managing fees and customer service fees. 

 

Service Price Range

Credit Card Processing %

HBI Management Fee

Under $100

3.5% of the total charge

$10 per service sold

$101-$250

3.5% of the total charge

$15 per service sold

$251-$500

3.5% of the total charge

$40 per service sold

$501-$1000

3.5% of the total charge

$75 per service sold

$1001 - $5,000

3.5% of the total charge

$220 per service sold

$5,001 – $10,000

3.5% of the total charge

$495 per service sold

$10,001+

3.5% of the total charge

$795 per service sold

 

By accepting to the terms below, you agree to the fee structure listed in the table above and the terms and conditions of this agreement.

 

**We may change these terms from time to time. We will notify you 30 days before the change.

 

This Health Beyond Insurance Fee Agreement (this “Agreement”) is an agreement between you (the “provider”) and HBI.Inc. – DBA: Healthbeyondinsurance.com/thinkhbi.com (“Healthbeyondinsurance.com,” ”HBI,” “we,” “our,” or “us”).

 


You are accepting these terms by selecting the box “I agree the terms and conditions”. HBI may change the Agreement at any time. The most recent version of this Agreement will be available at the time of agreement acceptance and after via email communication sent by Healthbeyondinsurance.com to you.

 


Your Services:
When you sign up with Healthbeyondinsurance.com, a profile page is created for your company/practice/office with the information your provided or decided to share on this profile page. On this profile page, you will be able to create listings for each service you offer for sale through Healthbeyondinsurance.com. Healthbeyondinsurance.com reserves the right, in its sole discretion, to turn your profile page and the services it displays, into a webpage, a landing page, a social media post, a shareable link or any other form of URL to market your services to Healthbeyondinsurance.com visitors, and the public in general.
Healthbeyondinsurance.com reserves an ongoing right to reject any services you list on your profile page, at any time and for any reason in Healthbeyondinsurance.com sole discretion. Healthbeyondinsurance.com also reserves the right to terminate your profile page and remove your account, remove all references and services, delete any URLs previously used to display your services and profile pages.

 

Terms & Conditions:
You shall list and sell all of your services in accordance with, Healthbeyondinsurance.com’ Terms & Conditions available on the Healthbeyondinsurance.com under “Terms & Conditions”. Please review these terms as Healthbeyondinsurance.com may update these terms time to time.

 

Services to your Customers
It is your responsibility and Healthbeyondinsurance.com expectations that you provide an excellent customer service, related or non-related to your services under this Agreement. You are responsible to use all commercially reasonable/available efforts to respond to all customer complaints within an appropriate amount of time.

 

Information about your services:
In order for us to list your services, we require a certain amount of information related to your services such as name of the service, a small description of the services, the price and finally what is included in that price. You agree to provide as much information as possible to make it easy for the Healthbeyondinsurance.com visitors and general public to understand what is being offered under each service listing. In order to make the signup and listing process easy, Healthbeyondinsurance.com has added many services, specialties and other helpful information to ‘auto-populate’. You have the choice to choose the ‘pre-added’ service and add your price and other related information or you could choose to name your service differently, even if it offers the similar services as ‘pre-added’ service. If you to use Healthbeyondinsurance.com ‘pre-added’ service, you agree that the ‘pre-added’ service is accurate and you will treat it as content provided by you. It is your responsibility to review what you are selecting to display and all accuracy associated with that listing.

 

Price for your services:
Healthbeyondinsurance.com does not select, interfere, determine or recommend a price for your service. It is your choice to select a fee for a service you are listing on Healthbeyondinsurance.com. Although, if you list your service at much higher price than other listing/offering for the same service, you may not receive a high number of inquiries from clients/patients/partners. You may change the price of your service at any time if you wish.

 

Your Account review:
Healthbeyondinsurance.com makes every effort to offer the accurate and appropriate services to its visitors and general public looking for your services. For this reason, every time you make a change to your account, from signup to adding/removing services, from changing location to adding removing your location, from selecting a provider category to adding/removing a category and finally from selecting a specialty to adding/removing a specialty, Healthbeyondinsurance.com will make your account ‘in-active’ until the Healthbeyondinsurance.com admin has reviewed the updates and approved all changes. Although we require a 24-hour period to for these changes to appear, we normally review within 24 hours. If we need to contact for you clarification, we will reach out to you via email and phone number provided by you at the time of signup.

 

Orders, processing and cancellations:
[a]When a patient selects and purchases a service from your profile, patient and you (email provided by you at the time of signup) are notified of this purchase.
[b]The patient has a choice to cancel this service at any time before the service has been provided. The patient can call Healthbeyondinsurance.com customer service to cancel this service or use ‘cancel’ button on the voucher to cancel this service. The patient will get a full refund for the purchase they made if he/she decides to cancel at any time before your office renders the services.
[c] The services purchased from your office will only be offered by your office and are not transferable to other doctors.
[d] Once you are notified of the purchase of a service, you have a right to cancel this service for any reason. The patient will be promptly notified of the cancellation and a full refund will be issued for the service.
[e] Healthbeyondinsurance.com customer service officer will coordinate with the patient and your office to make an appointment for prompt care to the patients. Any disputes regarding the appointment times, delays will be handled between you, your office and Patients. Healthbeyondinsurance.com is not responsible for any errors, delays or any other issues related to your office.
[f] Once the patient comes to your office and you have offered the service, you can press ‘confirm’ on the voucher, available in your account. Once you have confirmed the voucher, we will initiate the payment to your bank account.
[g] If a patient cancels a service before it is offered, Healthbeyondinsurance.com and you (your office) will not receive any payment
[h] If you cancel a service, before it is offered, the patient will receive a full refund. Healthbeyondinsurance.com and you (your office) will not receive any payment.

 

Data Protection Requirements:
The client’s data provided to you from Healthbeyondinsurance.com must ONLY be used solely for the purpose of fulfilling and offering your services and obligations under this Agreement. You are not authorized to sell, share or distribute client’s information including client’s personal information shared during their visits, client’s email address, phone number, home address, images of their patients or any other information provided. The data provided to you from Healthbeyondinsurance.com is only to use to render services. Healthbeyondinsurance.com owns this data and at the time of termination of your Agreement, Healthbeyondinsurance.com reserves the right to keep this data and remove it from your Healthbeyondinsurance.com profile. Under this Agreement you agree and confirm that you will not reproduce or copy any client’s data other than what is required for the purpose of providing the services. You agree to protect your profile and client’s data by using a secure password and logging out of the Healthbeyondinsurance.com account after you are done using the services.
Please notify Healthbeyondinsurance.com in case of any data loss, services failures or other issues related to the client’s data provided to you by Healthbeyondinsurance.com.
Please refer to our Privacy Policy for more information

 

License and business operating authorizations:
[a] You Agree to maintain a current business license if you required by the law, your state, and your city for the type of service you are offering. At any point, if Healthbeyondinsurance.com is notified of your license suspension, we will contact you and remove your account and all associated services, listings, URLs, marketing materials and connections to your account. Without giving out any details, we will inform patients that your services are not listed on Healthbeyondinsurance.com any more.

 

[b] You agree to maintain a current Professional license required by the law, your state, and your city for the type of service you are offering. At any point, if Healthbeyondinsurance.com is notified of your license suspension, we will contact you and remove your account and all associated services, listings, URLs, marketing materials and connections to your account. Without giving out any details, we will inform patients that your services are not listed on Healthbeyondinsurance.com any more.

 

[c] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you agree to have and maintain all requisites, qualifications, powers, and authority to enter into this Agreement
[d] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you are in good standing under the laws of your state, city and country.
[e] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you are fully qualified to do business and are in good standing in each jurisdiction.
[f] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; if you are unable to complete your obligations to your clients under this Agreement or to any PP for any reason, you will immediately notify Healthbeyondinsurance.com
[g] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you are authorized for the collection of money against your services offered and sold on Healthbeyondinsurance.com. You will pay all taxes in all states and localities in which you are required to pay your taxes and other related fees.
[h] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you and EVERYONE related to offer your services on your behalf at your office(s), your place of business have received appropriate training to offer the services, maintain good standing with your clients and offer best customer service using all possible and available commercial tools. Everyone, you have authorized to use Healthbeyondinsurance.com portal and offer services to the clients, referred to your business through Healthbeyondinsurance.com has current licenses and up-to-date training.
[i] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you and EVERYONE you authorize to use healthbeyondinsurance.com and offer services to the clients/patients referred to you and your business by Healthbeyondinsurance.com will not violate any city and state law, any other terms and conditions applicable to your services by a Third-Party organization and a government authorities.
[j] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you own all rights, domains, IP, title, Trademarks, copyrights, to perform your business and offer your services.
Healthbeyondinsurance.com will not be responsible for any violation and infringements committed by your, your staff and your contractors.
[k] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you, your employees, your contractors and any Third-Party members, your IP does not hold any material that is unlawful, abusive, threatening, vulgar, obscene, profane, or otherwise objectionable
[l] At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you (the person, business or entity) are authorized to receive any and all payments by Healthbeyondinsurance.com (HBI.inc.)

 

Terms of Payments:
[a] After you have delivered the services to the clients, and confirmed the amount on the voucher presented to you by the client, Healthbeyondinsurance.com will initiate the transfers of funds to your bank account. These funds will be delivered to your account within 3-5 business days. You can keep track of all services rendered by your office under your ‘My Account’ tab in Vouchers sections
[b] Healthbeyondinsurance.com will deduct a 10% fee from the amount received through the sales of the service.
Example: If you listed a physical exam for $100 and a client purchased this service. After you have delivered the service to the client and confirmed the voucher, Healthbeyondinsurance.com will take 10% of this $100 ($10 in this case) and transfer the remaining $90 to your account.

 

Termination & Cancellation of this Agreement:
[a]This Agreement will be in effect on the date you click on ‘I Agree to the Terms of Fees’ before you complete your signup process. By checking the ‘I Agree to the Terms of Fees’ it is understood and confirmed that you have reviewed and understood this Agreement.
[b]You can Terminate this agreement by deleting your account under ‘My Account’ Tab. Upon deleting your account, your services will not be displayed on Healthbeyondinsurance.com any further. All pending vouchers will be cancelled.
[c]Healthbeyondinsurance.com will transfer any pending payments to you for the services you have provided and confirmed.
[d] Healthbeyondinsurance.com may terminate this Agreement at any time for no reason whatsoever. Terms [a], [b] and [c] under the “Termination & Cancellation of this Agreement” will be applied if the Agreement is by Healthbeyondinsurance.com.

 

Taxes and requirements:
Healthbeyondinsurance.com is not responsible for your taxes related to the payments your collect from the services you sell on Healthbeyondinsurance.com. Solely, it is your responsibility to determine how much taxes apply to the payments you receive from Healthbeyondinsurance.com under this Agreement. It is also your responsibility to report tax to the appropriate tax authority.

 

Insurance Obligations:
At the time of this agreement and entire term of your agreement with Healthbeyondinsurance.com; you shall maintain all types of liability insurance policies. The coverage must be in amounts that are required for your business type in your area, and compliant with best industry practices and applicable laws.

 

United States Service

 

This site is operated within the United States, and all data and information submitted or inputted will be connected and transferred to, and used within, the United States. By accessing the site or services, you consent to this use and transfer.
If you are using the site or services from outside the United States, additional laws may apply. Please ensure your use of the site or services is appropriate in your jurisdiction. If you access the site or services from outside the United States, you do so at your sole initiative and risk and are solely responsible for compliance with any and all applicable laws and consequences of your use. You may not use the site or services in any jurisdiction in which such use would be illegal or unlawful.

 

Disclaimer of Warranty

 

THIS SITE AND ALL ELEMENTS THEREOF ARE PROVIDED "AS-IS" AND WITH ALL FAULTS, WITHOUT WARRANTY OF ANY KIND, AND TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, HBI HEREBY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, OR ARISING FROM CUSTOM OR TRADE, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY; FITNESS FOR A PARTICULAR PURPOSE; FUNCTIONALITY OR STABILITY; CONSISTENCY; LACK OF VIRUSES; ACCURACY OR COMPLETENESS OF INFORMATION, RESPONSES, OR RESULTS; CORRESPONDENCE TO DESCRIPTION; LACK OF NEGLIGENCE; WARRANTY, DUTY, OR CONDITION OF TITLE; QUIET ENJOYMENT; AND NON-INFRINGEMENT. YOU ASSUME ANY AND ALL RISK WITH RESPECT TO YOUR USE OF THE SITE OR SERVICES. HBI DOES NOT WARRANT AND MAKES NO PROMISE, REPRESENTATION, OR GUARANTEE THAT THE SITE ITSELF WILL BE RELIABLE, THAT THE FUNCTIONS OF THE SITE ARE OR WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR SERVERS, SOFTWARE, OR HARDWARE THAT MAKE THE SITE OR SERVICES AVAILABLE ARE OR WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE CONTENT, INFORMATION, OR MATERIALS APPEARING OR CONTAINED ON THE SITE WILL BE CORRECT, ACCURATE, OR RELIABLE.

 

Limitation of Liability

 

YOU UNDERSTAND AND AGREE THAT, TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, HBI IS NOT AND SHALL NOT BE, AND NO PAST, PRESENT, OR FUTURE AGENT, REPRESENTATIVE, OFFICER, DIRECTOR, OWNER, SHAREHOLDER, PARTNER, ADVISOR, EMPLOYEE, LICENSOR, LICENSEE, HEIR, SUCCESSOR, ASSINGEE, SUBSIDIARY, OR AFFILIATED ENTITY OF HBI (COLLECTIVELY, "AFFILIATES") IS OR SHALL BE, LIABLE UNDER ANY CIRCUMSTANCES OR ANY LEGAL OR EQUITABLE THEORY, INCLUDING BUT NOT LIMITED TO TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE OR STRICT LIABILITY), CONTRACT, OR OTHERWISE, TO YOU OR ANY OTHER PERSON, GROUP, OR ENTITY FOR ANY DAMAGES OTHER THAN DIRECT DAMAGES ARISING OUT OF YOUR USE OF THIS SITE OR ANY PRODUCT OR SERVICE LINKED TO OR ADVERTISED OR PROMOTED ON THIS SITE, INCLUDING WITHOUT LIMITATION ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY, OR OTHER DAMAGES OF ANY KIND OR CHARACTER, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOST PROFITS, LOST DATA OR INFORMATION, LOST MATERIALS OR DOCUMENTS, COMPUTER FAILER OR MALFUNCTION, OR ANY OR ALL OTHER INTANGIBLE DAMAGES OR LOSSES, EVEN IF HBI OR ITS AFFILIATES HAS OR HAVE BEEN ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. YOU HEREBY AGREE THAT HBI'S AND ITS AFFILIATES' ENTIRE COLLECTIVE AND AGGREGATE LIABILITY ARISING OUT OF OR UNDER THESE TERMS OF USE OR YOUR USE OF THE SITE OR SERVICES SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100) U.S. IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE §1542 (OR ANY SIMILAR SECTION OF ANY OTHER CODE OR LAW OF ANY OTHER STATE) WHICH SAYS, "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR."

 

Indemnification

 

You agree to, and hereby do, defend, indemnify, and hold harmless, to the maximum extent allowed by applicable law, HBI and its Affiliates from and against any and all claims, demands, actions, proceedings, arbitrations, mediations, or investigations, or threats of any thereof (collectively, "Claims"), and from and against any and all fees, costs, losses, damages, obligations, expenses, and liabilities of any nature whatsoever, including but not limited to any and all attorneys' fees and legal costs (collectively, "Costs"), arising out of or related to your use or inability to use the site or services or any element thereof, your violation of these Terms of Use or any term, portion, or provision thereof, your violation or infringement of the rights or property of HBI or any third party, or your violation of any applicable law, code, rule, or regulation, and you hereby release, waive, discharge, and covenant not to sue HBI or its Affiliates for any such Claims or Costs. HBI reserves the right in its sole discretion and at its own cost, to assume and assert the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with HBI in asserting any and all available defenses, and any such assertion shall in no way serve as any waiver whatsoever of HBI's rights to its defense and indemnification by you per these Terms of Use in or under any other or subsequent circumstances.

 

Governing Law and Changes to these Terms of Use and Our Privacy Policy

 

These Terms of Use and any amendments to these Terms of Use are and shall be governed, to the maximum extent allowed by law, exclusively by these Terms of Use and construed in accordance with Illinois law without respect to its conflict of laws rules. Together, these Terms of Use and HBI's Privacy Policy constitute the entire agreement and understanding between you and HBI with respect to the subject matter, and any and all terms, premises, and conditions, hereof and herein, and supersede any and all other communications or impressions with respect to or regarding the site or your use of the site or services. HBI may assign its rights and duties under these Terms of Use and its Privacy Policy to any party at any time without notice to you. These Terms of Use or HBI's Privacy Policy may be amended or updated at any time or from time to time, and the most current version of these Terms of Use and the Privacy Policy shall supersede any and all previous versions and shall be accessible to you at any time by clicking on the applicable links provided on the site. We encourage you to periodically review these Terms of Use and our Privacy Policy and to remain informed of any and all updates. If you continue to use the site or services after any amended or updated Terms of Use or Privacy Policy has been posted, your use or continued use signifies your acceptance of and agreement with the Terms of Use or Privacy Policy, as the case may be, as modified.

 

Severability

 

If any term, portion, or provision of these Terms of Use should be held invalid or unenforceable by an acceptable arbitrator or court of competent jurisdiction, such invalidity or unenforceability will not affect any other term, portion, or provision, and the remaining terms, portions, and provisions shall continue in full force and effect as if the unenforceable term, portion, or provision did not exist. In such event, any invalid or unenforceable term, portion, or provision will be superseded by a valid and enforceable term, portion, or provision that most closely matches the intent of the original term, portion, or provision of these Terms of Use.

 

Waiver

 

The waiver of any breach of any performance under, or term, covenant, or condition of, these Terms of Use is not and will not be deemed estoppel against asserting the right to require such performance in the future or a waiver of any other term, covenant, or condition, nor of any subsequent breach of the same or any other term, covenant, or condition. All remedies are cumulative.

 

Construction

 

Words and phrases used herein, including any acknowledgment hereof, shall be construed and applied flexibly as in the singular or plural number, or masculine, feminine, or gender neutral, as the context upon interpretation or application so requires, and shall not be used to strictly limit any interpretation or application.

 

Survival

 

All of the agreements, understandings, and obligations contained in these Terms of Use that expressly or impliedly continue after termination of these Terms of Use or your use of the site or services survive any such termination.

 

Dispute Resolution

 

In the event you feel a matter of concern exists regarding your use of the site or services or these Terms of Use, or any term, portion, or provision thereof, please contact HBI at contact@thinkhbi.com.

 


At the election of HBI in its sole and absolute discretion, should any matter or dispute remain unresolved between you and HBI, such matter or dispute shall be subject to final and binding arbitration conducted by a single neutral arbitrator and administered by the American Arbitration Association, with proceedings to be conducted in Chicago, Illinois. The subject matter before the arbitration tribunal may include claims for monetary damages and equitable and injunctive relief, and the prevailing party in any such matter or dispute shall be entitled to recover its costs and reasonable attorneys' fees. The decision or award of the arbitrator shall be final and binding, and judgment upon such decision or award may be entered in any competent court, expressly including any such court sitting in Cook County, Illinois. The Federal Arbitration Act governs the interpretation and enforcement of this provision, and any such entire dispute, including scope and enforceability of this provision, shall be determined by the arbitrator. This provision survives any termination of your use of the site or services or of these Terms of Use.

 

Alternatively, at HBI's sole and absolute discretion, should HBI not elect to submit any matter or dispute to arbitration, the State and Federal courts of Cook County, Illinois shall have exclusive jurisdiction over, and shall be the exclusive forums for, any matter, dispute, claim, or cause of action, whether in law or equity, arising under or in connection to these Terms of Use or any term, portion, or provision thereof or your use of the site or services, and you and HBI hereby irrevocably consent to personal jurisdiction in such courts, waive any right to object to jurisdiction of or venue in such courts, and agree that service of process in any such circumstances may be made upon each party, respectively, by any means allowed by Illinois or U.S. Federal law. The prevailing party in any such action shall be entitled to recover its costs and reasonable attorneys' fees.

 

Questions

 

If you have any questions regarding these Terms of Use, our Privacy Policy, or your use of the site or services please contact us at contact@thinkhbi.com.

 

Date of Last Revision
10/02/2017